Keeping in view the present financial condition you may consider getting pre-used car finance is a big deal. But it is not actually so. Though recently, India has managed earning the title of “Developed Country”, still more than half of our fellow countrymen are in the BPL category.
Yet, the upper middle class people (and sometime middle class people too) desire to own car, it may be because they need it, or just to SHOW that they have it. Nowadays, utility is really not a matter of concern. So, landing up with the financial crisis is a most obvious case. However, if you can make a good percentage of down payments your interest rate is likely to get reduced.
The next thing that you need to consider is a stable job. When the bank is providing you with the loan, he must get the assurance that he must get back the loan. So, there may be a possibility that the money lenders may call up your employer to know your work records and may demand for the salary slips.
If you want to avoid all these hassles, there are many retails that offer second hand cars for sale in Kolkata that will also help you in getting car-loans both for the pre-used and new cars. But before you get the car, make sure that you are not going just by its exterior looks and the exquisite accessories; make sure that you are well aware with the fuel efficiency and the current mileage.
So, don’t just Dream…MAKE IT HAPPEN…Trust me… It’s “simply simple”!!